Frequently Asked Questions
Savings

1. What are your rates?
Click here for current savings rates.
2. What is the minimum balance I have to keep?
All members are required to maintain a minimum of $25 in their savings account. As a new member, you have 90 days to build to this amount. Most members do this through payroll deduction.
3. Do I need a savings account to be a member?
I only want to open a Holiday/Vacation Savings or checking account. As a member of Canyon State, you are also an owner or shareholder. Your "share" account is your savings account and is required of each member/owner. This is not a fee and will be returned to you if you ever close your credit union account. In addition to your main savings account, you may also have a checking, Holiday/Vacation Savings, money market, CD or IRA account, and take advantage of our other financial services.
4. When do you send out Holiday/Vacation Savings checks?
During the first week of November, we will distribute your Holiday/Vacation Savings funds with the interest earned in accordance with your instructions, either depositing the funds into your checking or savings account, or mailing a check to you.
5. Can I get a Visa Debit card for my savings account?
No, not at this current time. However, you may have an ATM card for your savings account.