Believe It!  We're Making HOME LOANS.

Believe It
   

Canyon State Credit Union is proud to announce our new home loan program.  Whether you're buying your first home, refinancing your current home, planning to upgrade or dreaming of a vacation or retirement home, Canyon State can provide you with a fast and affordable solution.

 We provide some of the lowest combination of rates and fees available along with the highest quality of customer service.  We offer a variety of loan options to choose from including fixed rate mortages and adjustable rate mortgages, with terms up to 40 years.  We offer easy to understand explanations of each program and a Loan Advisor is always just a call or e-mail away.

To learn more about our Conventional and Portfolio First Mortgage Loans, check out our Mortgage Loan Center today!

Plus, we now also offer FHA loans.  With down payments as little as 3.5% and less-than-perfect credit okay, it's easy to qualify for an FHA loan.  For more information regarding FHA loans, contact our mortgage specialists at 623-580-6000 ext. 1699 or send us an email at mortgagedept@canyonstatecu.org.

Loans
At Canyon State, you are a valued member-owner. We're here to help you, whatever your goals may be. Is your goal to buy a new car? Did you promise a family vacation or an expensive wedding gift? You can do all this and more with a loan from Canyon State. Take advantage of our competitive low-rate loans and borrow for less!
  • Competitive interest rates
  • No application fees
  • No prepayment penalties
  • In-house underwriting and servicing
  • Interest may be tax deductible*

 

  • Autos
  • Boats
  • Motorcycles
  • Recreation Vehicles (RVs)
Our rates are great and closing costs even better.  Conventional and FHA programs are your choice for home purchase or refinancing with extended terms and escrow options.  Canyon First Portfolio is your low closing cost option for refinancing up to a 15 year term without an escrow account.  To learn more about our new and expanded home loan program, please click here.

Home Equity Loans and Line of Credit -- Current Rates

  • Certificate Secured Loans
  • Money Market Secured Loans
  • Share Secured Loans
  • Personal Line of Credit
 
We offer VISA and MasterCard Platinum credit cards with a valuable rewards program. Learn more about our credit card programs.
Open-End Credit Plan
Make applying for a loan even easier! Our Open-End Credit Plan is a quick and convenient way for you to obtain a loan when you need one. By opening this plan, it will reduce the paperwork for any future loans you may request and possibly eliminate the need for additional signatures. Contact us today for more details!
Canyon State always tries to offer the most competitive loan rates. Interest rates are set by the Board of Directors based upon type of loan security offered and length of financing. In general, rates at credit unions are among the lowest consumer rates available to borrowers. View our current loan rates.
Apply for a loan today!
Click here for information about credit reports or to order your personal credit report.
Want to know what your payments will be? Are you curious what kind of car you can afford? Our calculators can help. Click here.
Credit Life insurance pays the balance of the loan should a member die before the loan is paid. Joint Credit Life is available for a co-borrower, and if the borrower or co-borrower dies, the loan balance will be paid. Credit Disability Insurance will make payments on the loan if the member is fully disabled for more than 30 days.
All loan rates are subject to member's credit history.
*For any real estate loans, consult your tax advisor for possible tax deductions.
Question?