Did you Know . . .

We offer a full
Mortgage Program!

Plus, take $500 off Closing Costs* now through September 30, 2010.

Canyon State Credit Union is proud to announce our new full mortgage loan program.  Whether you're buying your first home, refinancing your current home, planning to upgrade or dreaming of a vacation or retirement home, Canyon State can provide you with a fast and affordable solution.

One of the best things you can do for your financial security is get the right mortgage loan for the right situation.  Complete our no-cost Mortgage Analysis Makeover so a Canyon State Mortgage Professional can help you make the right choice.  Plus, check out our Mortgage Loan Center where you can check rates, calculate loan payments, and even apply on-oline, any time, any place -- now that's convenience.

We provide some of the lowest combination of rates and fees available along with the highest quality of customer service.  We offer a variety of loan options to choose from including fixed rate mortages and adjustable rate mortgages, with terms up to 40 years.  We offer easy to understand explanations of each program and one of our professional mortgage specialists is always just a call or e-mail away.  Don't wait -- give us a call today!  Let us run the numbers on your dream.  There's no obligation and you might be surprised at your buying power.  You can contact our mortgage professionals at 623-580-6000 ext. 1699 or send an email to mortgagedept@canyonstatecu.org.

To learn more about our First Mortgage Loans, check out our Mortgage Loan Center today!

And, we now also offer FHA loans.  With down payments as little as 3.5% and less-than-perfect credit okay, it's easy to qualify for an FHA loan.  For more information regarding FHA loans, contact our mortgage specialists at 623-580-6000 ext. 1699, or send us an email at mortgagedept@canyonstatecu.org.

* This is a limited time offer and only applies to conventional mortgage loans.  For qualified borrowers only.  Actual rate and term will be based on your credit history and worthiness.  Minimum loan amount is $150,000.  $500 credit applied at closing.  New money loans only -- does not apply to refinance of existing mortgage loan with Canyon State CU.  Rates are subject to change without notice.  Must be a Canyon State Credit Union Member to qualify.  Other restrictions may apply.  Offer ends Sept. 30, 2010.  Any purchases must be under contract prior to 9/30/10.

Loans
At Canyon State, you are a valued member-owner. We're here to help you, whatever your goals may be. Is your goal to buy a new car? Did you promise a family vacation or an expensive wedding gift? You can do all this and more with a loan from Canyon State. Take advantage of our competitive low-rate loans and borrow for less!
  • Competitive interest rates
  • No application fees
  • No prepayment penalties
  • In-house underwriting and servicing
  • Interest may be tax deductible*

 

Vehicle Loans -- Current rates

  • Autos
  • Boats
  • Motorcycles
  • Recreation Vehicles (RVs)
First Mortgage Loans -- Current Rates
Our rates are great and closing costs even better.  Conventional and FHA programs are your choice for home purchase or refinancing with extended terms and escrow options.  To learn more about our new and expanded home loan program, please click here.
Other Secured Loans -- Current Rates
  • Certificate Secured Loans
  • Money Market Secured Loans
  • Share Secured Loans
Credit Cards -- Current Rates
We offer VISA and MasterCard Platinum credit cards with a valuable rewards program. Learn more about our credit card programs.
Open-End Credit Plan
Make applying for a loan even easier! Our Open-End Credit Plan is a quick and convenient way for you to obtain a loan when you need one. By opening this plan, it will reduce the paperwork for any future loans you may request and possibly eliminate the need for additional signatures. Contact us today for more details!
Current Rates
Canyon State always tries to offer the most competitive loan rates. Interest rates are set by the Board of Directors based upon type of loan security offered and length of financing. In general, rates at credit unions are among the lowest consumer rates available to borrowers. View our current loan rates.
Apply
Apply for a loan today!
Credit Report
Click here for information about credit reports or to order your personal credit report.
Financial Calculators
Want to know what your payments will be? Are you curious what kind of car you can afford? Our calculators can help. Click here.
Credit Life and Disability Insurance
Credit Life insurance pays the balance of the loan should a member die before the loan is paid. Joint Credit Life is available for a co-borrower, and if the borrower or co-borrower dies, the loan balance will be paid. Credit Disability Insurance will make payments on the loan if the member is fully disabled for more than 30 days.
Letter Template to Dispute Credit Bureau Inaccuracies to Canyon State Credit Union 
 
All loan rates are subject to member's credit history.
*For any real estate loans, consult your tax advisor for possible tax deductions.