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Home Loans


First Mortgage Home Loans

Fast. Affordable. Simple.


Whether you're buying your first home, refinancing your current home, planning to upgrade, or dreaming of a retirement home, Canyon State can provide you with a fast and affordable solution that meets your needs.

Start saving today and enjoy the:

  • Lowest combination of rates and fees
  • Highest quality of customer service
  • Quickest access to a personal mortgage specialist

Take advantage of low rates and let us run the numbers on your dream. There's no obligation and you might be surprised at your buying power.

Learn More & View Rates  Schedule a Free Consultation

You can choose from a variety of loan options to purchase or refinance - fixed rate mortgages, adjustable rate mortgages, and terms up to 30 years. Our easy to understand programs and professional mortgage specialists are always just a call or email away.

Property Types:
  • Primary Residence
  • Second Homes
  • Investment Properties
Loan Types:
  • Fixed-rate conventional
  • Adjustable-rate conventional
  • Jumbo
  • Or, FHA, VA, and USDA

Dream big!
Make a WISH and envision your first home sweet home!

The WISH first-time home buyer program offers eligible low and moderate-income households 3-to-1 matching grants of up to $15,000* for the purchase of a home. For each dollar you put toward a down payment, a match of $3 is received in WISH grant funds.This money may go towards the down payment or closing costs. If you are ready to make the transition from renting to owning, this is for you.

WISH Income Limits

If your household income does not exceed 80% of the local median income, you could qualify.

Get pre-approved and start house shopping today. There are affordable homes out there and, one of them could be yours. This program is being offered throughout Arizona. Qualification is based on:

  • income guidelines above and down payment contribution
  • first-time home purchase
  • meeting required credit qualification
  • completing a free home ownership counseling course
  • opening escrow on home purchase prior to March 31, 2019

Schedule a free consultation!

NMLS# 410376

*Restrictions may apply. Contact our Home Loan Department for first-time homebuyer qualifications. Must be 18 years of age or older and earning a wage.