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Refinancing Your Car


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Easy Application Process. Quick Decisions. One Great Experience.

An auto refinance is the process of applying for a new auto loan to pay off your existing auto loan. If your credit score has improved or if interest rates have gone down since you first financed your car, refinancing your auto loan could lower your monthly payment and save you thousands of dollars over the life of your loan.

Save money by refinancing with an auto loan with Canyon State Credit Union. We offer you:

  • Competitive loan rates
  • Same low rates on new and pre-owned vehicles.
  • Flexible financing options
  • Simple online application
  • Get 1% cash back when you refinance your vehicle loan from another financial institution with Canyon State Credit Union!
  • No application fees or pre-payment penalties.
  • Fast credit decisions made locally.
  • Fast, personal and professional service.

We are committed to making your vehicle refinancing as quick and easy as possible, and save you a great deal of money!  

We want to ensure you get not only the best rate possible, but also receive the best benefits too.  

Maybe you are even thinking about purchasing a different vehicle.

Take advantage of these financial calculators to help you get started.

Start your application through either of the convenient steps below!

1All loans subject to approval. Rates, terms and conditions are subject to change and may vary based on creditworthiness, qualifications and collateral conditions. Membership is required.

Cash back will be 1% of the loan proceeds, up to a maximum of $500. Loan must be transferred from another financial institution to qualify for cash back. Minimum loan amount is $2,500. Your account must remain active and in good standing to qualify for cash back. Cash back amounts are subject to all applicable taxes and could be reportable by the credit union. Membership is required. Cash back offer expires April 30, 2020 and loans must be funded by this date to qualify for 1% cash back. Cash back payments will be posted to your member account no later than May 8, 2020.