|
Membership Plan |
Consumer |
Business |
|
Membership Share |
$5.00 |
$5.00 |
|
Youth Account (under 17 years of age) |
$5.00 |
-- |
|
Re-open Fee (re-opened within 90 days of closing) |
$10.00 |
$10.00 |
|
Closure Fee (closed within 90 days of opening) |
$10.00 |
$10.00 |
|
Withdrawal & Transfer Fee (By Point of Sale, Phone or Internet Banking in excess of 6 per month, maximum of 3 auto-transfer to cover checking account over-draft, in accordance with Federal Regulation D). In person or through an ATM, these transactions are FREE. |
$5.00 per transaction |
$5.00 per transaction |
|
Holiday Club Early Withdrawal Fee |
$5.00 |
$5.00 |
|
Withdrawal/Transfer Fee (for each transaction in excess of 5 per month.) No fee for transactions at Canyon State Credit Union ATMs when using Canyon State Card. No fee for use at Point of Sale) |
$1.00 each |
$1.00 each |
|
NSF (Non-Sufficient Funds) Fee |
$30.00 |
$30.00 |
|
Deposit of non-negotiable item |
$30.00 |
$30.00 |
|
Empty Envelope |
$30.00 |
$30.00 |
|
CashBack Checking (FREE if enrolled in Estatements) |
FREE if enrolled in Estatements |
|
|
Lopes Checking |
FREE if enrolled in Estatements |
|
|
Simple Business Checking |
|
$7.00 per month (waived with minimum daily balance of $1,500+) |
|
Try Again Checking |
$10.00 per month |
-- |
|
Check Printing Costs |
Varies |
Varies |
|
NSF (Non-Sufficient Funds) Fee |
$30.00 |
$30.00 |
|
Overdraft Privilege Fee |
$30.00 |
$30.00 |
|
Share Draft Copy Fee |
$5.00 per copy |
$5.00 per copy |
|
Stop Payment Fee (one check or a sequential range of checks) |
$30.00 per request |
$30.00 per request |
|
Online Banking & Bill Pay |
FREE |
FREE |
|
Bill Pay Expedited Payment |
Overnight Check $30 |
Overnight Check $30 |
|
Debit Card Foreign Transaction Fee |
1.5% of transaction |
1.5% of transaction |
|
Minimum Balance Fee (if balance drops below $1,000) |
$5.00 per month |
$5.00 per month |
|
Withdrawal Fee Transaction (by preauthorized transfers, automatic transfers, Phone or Internet Banking in excess of 6 per month, maximum of 3 auto-transfer to cover checking account overdraft (in accordance with Federal Regulation D). In person or through an ATM, these transactions are FREE. |
$5.00 each |
$5.00 each |
|
Returned Deposited Check (from member’s own account on another financial institution) |
$30.00 per check |
$30.00 per check |
|
Returned Deposited Check (from third party) |
$10.00 per item |
$10.00 per item |
|
Copy of Deposited Check |
$5.00 per copy |
$5.00 per copy |
|
Wire Transfer Fee (outgoing in U.S.) |
$20.00 per transfer |
$20.00 per transfer |
|
Wire Transfer Fee (outgoing international) |
$40.00 per transfer |
$40.00 per transfer |
|
Incoming Wire |
N/A |
$10.00 each |
|
Cancellation ACH Origination (within 90 days) |
$20.00 per item |
$20.00 per item |
|
ACH Insufficient Funds |
$30.00 |
$30.00 |
|
ACH Stop Payment Fee |
$30.00 per item |
$30.00 per item |
|
ACH Origination Outgoing |
$10.00 |
$10.00 |
|
Money Order Fee |
$3.00 |
$3.00 |
|
Inactive Accounts (after 12 months, balances less than $100.00) |
$5.00 per month |
$5.00 per month |
|
Official Check Fee (payable to a third party) |
$3.00 per check |
$3.00 per check |
|
Statement Copy Fee |
$5.00 per copy |
$5.00 per copy |
|
Official Check Copy |
$5.00 per copy |
$5.00 per copy |
|
Debit Card Sales Slip Copy |
$5.00 per copy |
$5.00 per copy |
|
Account Reconciliation – Research Fee |
$15.00 per hour |
$15.00 per hour |
|
Returned Mail |
$5.00 |
$5.00 |
Replacement of ATM/Debit Card (after
1st card lost or stolen) |
$10.00 per card |
$10.00 per card |
|
Rush Card Delivery Fee |
$30.00 per rush |
$30.00 per rush |
Cancellation of ACH Pre-Authorized
Transaction |
$25.00 |
$25.00 |
|
Collection Item |
$10.00 |
$10.00 |
|
Foreign Item Processing |
$10.00 |
$10.00 |
|
IRA Transfer to Another Institution |
$25.00 |
$25.00 |
|
Escheat Administrative Fee (fee for annual remittance of unclaimed property to the State of Arizona, with no account activity for three years) |
$100.00 or balance in account if less than $100.00 |
$100.00 or balance in account if less than $100.00 |
|
Legal Processing Fee (fee to process garnishment or levy) |
$50.00 |
$50.00 |
|
Subordination Agreement Fee (real estate) |
$150.00 |
-- |
|
Coin Deposit or Exchange Fee |
Total amount of coin less than $50.00 no fee. Total amount of coin greater than $50.00, a fee of 5% of total dollar amount. |
Total amount of coin less than $50.00 no fee. Total amount of coin greater than $50.00, a fee of 5% of total dollar amount. |
|
Coin Withdrawal Fee (assessed on each coin denomination; no charge if 2 or fewer rolls per day) |
10% of withdrawal |
1% of withdrawal |
|
Cash/Coin Special Orders |
N/A |
1% |
|
Paper Statement (Free for Age 17 and Younger and Age 65 and older) |
$2.00 |
$2.00 — Ages removed |
|
Verification of Deposit |
$10.00 |
$10.00 |