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Our tagline Committed to You isn’t just a saying we take lightly – it is our promise to our members to provide the best products and services possible. We are proud to offer the Canyon State FREE Checking That Pays YOU called CashBack Checking.* CashBack Checking is FREE with eStatements and has NO minimum balance requirement. Once you're into a CashBack Checking account, you simply sit back and enjoy all the great benefits your new checking account has to offer.

Open an Account Today!

CashBack Checking

We pay you for having a checking account with us, but CashBack Checking has even more benefits!

With CashBack Checking You Receive:  
NO Minimum Balance FREE Direct Deposit
NO Monthly Fee FREE Unlimited Check Writing
FREE 24-Hour Virtual Access including Phone Banking FREE Check Imaging
FREE Online Banking with FREE Purchase Rewards1 Order Checks Online
NOW FREE Online Bill Pay Check Printing – Costs Vary
FREE Mobile Banking with Remote Deposit Capture Unlimited Deposits/Withdrawals
FREE Text Alerts Unlimited Canyon State ATM Usage
FREE eStatements Five FREE Network ATM Usage5
FREE ATM Cash Card2 Overdraft Options6
FREE Debit Card2 FREE Notary Service
Monthly Dividends3 FREE Online Financial Management Tool
FREE Up to 1% Cash Back4 – No need to do anything because you're automatically enrolled! NEW: Shared Branching - FREE transactions at over 30,000 credit union branches nationwide
0.50% discount off the qualified loan rate on select products when payment is made from a Canyon State checking account FREE robust fraud detection software that identifies suspicious or fraudulent activity7

* CashBack Checking does not carry a monthly fee if member is enrolled in eStatements.  For members who prefer paper statements, a $2.00 monthly fee will be assessed to their account except for those members over the age of 65 or under the age of 17.  Interest paid for those that maintain an average daily balance of $5,000.00 or more.  If interest is accrued, payment will be reflected in member’s monthly statements.  Visit CanyonStateCU.org to read about the debit card up to 1% CashBack details (restrictions do apply).
1 Members must be enrolled in home banking to participate.
2 Upon request, requires credit approval.
3 Dividends paid on minimum average daily balance of $5,000.00
4 Terms and conditions apply. Click here for details.
5 $1.00 fee will be charged to member's account if five (5) or more network transactions occur.
6 Some restrictions apply.

7 Reminder: Canyon State Credit Union members have ZERO liability for any fraudulent charges that may result from a compromise

Try Again Checking

Need to Try Again on managing a checking account?

Have you had problems with a past checking account that is making it difficult to get an account now? Our Try Again Checking Account can help you build a history of responsible money management. If you have a record on Chex Systems due to an unpaid closure or NSF activity, Canyon State Credit Union may be able to help!

CheckRightYou will need to successfully complete our online course called CheckRight through our partnership with GreenPath Debt Solutions, a personal finance education program. This program will teach you the fundamentals of checking accounts -- so you can avoid future problems and establish a positive, long-term relationship with Canyon State.

Once you successfully complete the online course, you'll be on your way to enjoying the convenience of a Canyon State Checking Account1 with access to checking services like ATM2 transactions, 24/7 Internet banking, phone banking and direct deposit. A monthly maintenance fee of $10.00 is accessed on this account. If you keep your account in good standing for twelve months, the account will be converted to our CashBack Checking Account.

If you have questions regarding this program or want further details, please contact us at 623.580.6000 or memberservice@canyonstatecu.org.

1 Checking account schedule of fees and charges apply. Members must have a minimum of $5 in their savings account and be a member in good standing to qualify.
2 A $1.00 charge will be assessed to your account for each ATM transaction after the five withdrawal limit has been reached each month.

Switch Kit

It's easy to switch over! Canyon State Credit Union has made moving your accounts fast and convenient with our Switch Kit. All the letters and forms you will need  to make this transition as easy as possible are provided here, so all you have to do is print and mail the letters to the appropriate companies and/or individuals.

Three Simple Steps to make the Switch:

1. To open an account:

2. Download Switch Kit Forms and mail all the necessary forms and print the checklist.

3. Close your account at your old financial institution. Verify that all checks, cards transactions and scheduled bill payments have cleared your old account.

Free Direct Deposit

Don't waste time standing in line to deposit your paycheck. As a member, you may directly deposit your paycheck, Social Security check or retirement check into your Canyon State accounts for free! Get into the habit of saving and have a portion of your check deposited into a savings account and the balance deposited into your checking account!

Direct Deposit Forms:

Submit the direct deposit form to your payroll department and have your paycheck electronically deposited into your Canyon State account! If you are not a Safeway or State employee, please check with your Human Resources department.

Additional Checking Account Benefits

Overdraft Privilege program alleviates embarrassment and merchants' NSF fees
Have you ever made an honest mistake in your checkbook? Or, found yourself a "little short" before payday? Relax! you may deserve special consideration. Now, rather than returning unpaid any insufficient funds items that you may have, we will consider, without obligation on our part, payment of your reasonable overdrafts. More information.

Re-Order Checks Online
You can currently re-order checks online if you are not changing any information on your checks. Click here to reorder checks.

Traveling with Your Debit Card
Click here to learn more about our new travel fraud monitoring service as well as how to bypass a debit card block while traveling.

Information is subject to change without notice. Account disclosures are available upon request.

*Upon request. Some restrictions apply.
**Upon request. Requires credit approval.